Hunter Ramsey
http://blog.hunterramsey.net
Hunter Ramsey

The Wall Street Journal ask "Is your home a good investment?" Depends on your view of investing.

The question asked today by The Wall Street Journal May 26, 2009 made me think about the meaning of investing as it relates to a home.

Many home owners look at buying a home as investment, or a logical process that has a beginning and an end. I can tell you from experience, that buying home is neither.

I have been in the real estate industry for over 8 years and have sold many homes to the right minded person, or so they thought.

No matter how hard you try it is hard to put a value on a house when buying ...<< MORE >>

The pattern repeats, on and on and on.

When will it stop? The government has been giving away money like there is plenty. But to what end.

The Home Buyers that were in default and were "bailed out" or given special programs have already done it AGAIN.

Why can't the government use common sense when helping people?
I know the government machine, Keep them dependent.

The most recent event that shows we can not give a drunk a drink in the fact that 70% of home owners that the
government set aside money to help have already defaulted a second time.
...<< MORE >>

Metro Atlanta Homes Sales Report from the AJC May 21, 2009

Atlanta Home Sales Report
Research the change in home prices by ZIP code and compare the best and worst for 2008Largest increases in metro Atlanta home prices

Though the overall market picture looks grim, 10 metro Atlanta ZIP codes saw double-digit percentage increases in their median home value from 2007.

The Atlanta Home Sales Report The Atlanta Home Sales Report data was compiled from sales deeds filed at county
courthouses and was obtained from SmartNumbers. Condominium and own home sales are included, but mortgage ...<< MORE >>

The following announcement was just released from the Federal Housing Administration:

FHA is going to permit first time home buyers to use the $8,000.00 tax credit as a down payment.  Previously, most buyers wouldn't receive these funds until after they filed their tax return.  "We all want to enable FHA consumers to access the hone buyer tax credit funds when they close on their home loans so that the cash can be used as a down payment," Shaun Donovan secretary of the U.S. Department of Housing and Urban Development, says. 


 What a great time to take advantage of low interest rates. 


The market will improve and home values will once again begin to ...<< MORE >>

Short Sale An Option To Prevent Foreclosure


The nation is requiring Realtors to be more professional and be more educated in order to provide assistance to home owners facing foreclosure.


The goal in a Short Sale is to create a win-win solution for the Home owner and their lender. The Realtors hopes are to be resource, providing the tools to assist the home owner negotiate away out of the home with the least out out their pockets.


What is a Short Sale? A short sale is an option to work out a plan when the buyer is no longer able to afford their home, and the equity on ...<< MORE >>

Save Time, Money and Effort When Buying A Home…

Times have changed, ask any Mortgage Lender, Realtor, or anyone looking to buy a home.


When buying a home the buyer must be pre-approved unconditionally. Why is this so important to be approved unconditionally? The bottom line is, I would hate just as any other Realtor for the buyer to find a home they “LOVE”. Only to later learn they are unable to purchase the home because of the daily changes taking place in the mortgage industry.


In the past a person wishing to buy a home only needed to be pre-qualified or pre-approved to get a Realtor to show them homes.


A ...<< MORE >>

Foreclosure 101


Buying a home that is in foreclosure is much different than buying one that is for sale by an individual or a property owned by bank.


A foreclosure is a process that allows the lender to repossess the home and later sale it to resolve a default on a property.


Why is Georgia Allowed to do a foreclose? The lender may take it back in form of Foreclosure, because the bank actually owns the property until the debt is paid in full and allows the Buyer to stay in the, use the, and occupy the home.


How is the title held?  Title is held ...<< MORE >>

OBama's Third Deal will not work. FDR proved that.

As I listen to the media I can not but remember a few sound bites.

The sound bite is by President O'Bama, "Yes, this is not a perfect plan"," but its better than no plan". and " Only Government can fix the economy"

I do not agree, I am a free market guy and small business owner that understands how business should work.  I recall a term French term Laiszez Faire (ironic as that may be).  That states Government should let Business do its own thing.

The term is Laissez Faire means:
lais⋅sez faire